What you can realistically borrow depends heavily on your CIBIL score. Pick your score band below to see typical rates, lender options, and how to improve your standing.
Personal Loan for a 550 CIBIL score
Poor band · typical rate 28–42% p.a.
Gold Loan for a 550 CIBIL score
Poor band · typical rate 12–24% p.a.
Personal Loan for a 600 CIBIL score
Fair band · typical rate 20–32% p.a.
Home Loan for a 600 CIBIL score
Fair band · typical rate 9.3–12% p.a.
Car Loan for a 600 CIBIL score
Fair band · typical rate 11.5–15% p.a.
Business Loan for a 600 CIBIL score
Fair band · typical rate 22–30% p.a.
Gold Loan for a 600 CIBIL score
Fair band · typical rate 11–20% p.a.
Two-Wheeler Loan for a 600 CIBIL score
Fair band · typical rate 18–26% p.a.
Personal Loan for a 650 CIBIL score
Fair to Good band · typical rate 16–24% p.a.
Home Loan for a 650 CIBIL score
Fair to Good band · typical rate 8.6–10.5% p.a.
Car Loan for a 650 CIBIL score
Fair to Good band · typical rate 9.75–12.5% p.a.
Business Loan for a 650 CIBIL score
Fair to Good band · typical rate 18–26% p.a.
Two-Wheeler Loan for a 650 CIBIL score
Fair to Good band · typical rate 14–20% p.a.
Education Loan for a 650 CIBIL score
Fair to Good band · typical rate 10.5–14% p.a.
Personal Loan for a 700 CIBIL score
Good band · typical rate 12–18% p.a.
Home Loan for a 700 CIBIL score
Good band · typical rate 8.1–9.75% p.a.
Car Loan for a 700 CIBIL score
Good band · typical rate 8.4–10.5% p.a.
Business Loan for a 700 CIBIL score
Good band · typical rate 16–22% p.a.
Gold Loan for a 700 CIBIL score
Good band · typical rate 9–16% p.a.
Two-Wheeler Loan for a 700 CIBIL score
Good band · typical rate 10–16% p.a.
Education Loan for a 700 CIBIL score
Good band · typical rate 9–12% p.a.
Personal Loan for a 750 CIBIL score
Excellent band · typical rate 10–14% p.a.
Home Loan for a 750 CIBIL score
Excellent band · typical rate 7.7–9% p.a.
Car Loan for a 750 CIBIL score
Excellent band · typical rate 7.6–9.5% p.a.
Business Loan for a 750 CIBIL score
Excellent band · typical rate 14–18% p.a.
Education Loan for a 750 CIBIL score
Excellent band · typical rate 8.5–11% p.a.